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Guaranteed Payday Loan | Instant Payday Loans

Representative Example: 1192% APR variable. £100 borrowed over 30 days would equal total borrowing of £124.00. Actual Interest is 24%.

WARNING: If repayment will cause you serious money problems and you need help? Go to www.moneyadviceservice.org.uk.

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£80

7 days

You pay back:     £352.80
Total loan cost: £72.80*

Guaranteed Payday Loans

Important Information about payday loans:

Collection Practices for Short-term Payday Loans

If at any time once you have your money you feel you are not able to repay some, or all, of the payday loan you must contact your provider. This will give you the best opportunity to avoid incurring further charges or interest. Your lender may be able to help by rescheduling your repayments. Changing your repayments may, however, lead to further charges and fees and the details of this can only be discussed with the lender.

If you fail to communicate your problems in paying back what you owe with your lender they have every right to pass on your details to a third party debt collector. Lenders often reserve the right to also use the Continuous Payment Authority to continue to try to take payments from your account for up to 90 days beyond the due day. This is only done if it is in your terms of agreement. Please consult your Terms and Conditions thoroughly.

Non Payment of your Payday Loan

Not meeting the payments you owe on time could have major, adverse affect on your credit rating. This could mean in future you are turned down for finance and credit agreements. In addition to this you could face further charges and interest. Missing a payment entirely will often mean you will incur a charge which will be added to the total payable.
If you miss a payment lenders will usually try and contact you via phone or post in a bid to recover what you owe them.

Not meeting your payday loan repayments could cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

PLEASE NOTE:

– If you know you will struggle to repay a short-term pay day loan DO NOT apply

NEVER ignore a situation where you cannot pay – contact your lender

If you fail to repay your payday loan by the date agreed the lender will report you to the Credit Reference Agencies. This could have a negative impact on your credit rating. This could, in turn, stop you being approved in future for such things as car finance, mobile phone contacts or TV subscriptions. You may also be charged a collection fee – this differs between lenders – and interest on the outstanding balance. You are also liable for any reasonable expenses that are incurred in a bid to capture the money owed.

Payday Loan renewal policy

Lenders are often willing to consider renewing your loan. If this is something you are considering please contact your lender as soon as possible. Often lenders will offer the same or even improved rates to those who have repaid loans with them previously.

However any renewal should only be taken out with the same careful consideration as the initial payday loan. You must be able to make all repayments, on time to avoid further interest and/or charges being added to your loan.



Consumer Advisory: Olympic Cash is a loan matching service. We forward on the details to provide to a third party lender. If approved further information may be required which will be requested once you have been transferred to the lender’s website.

Olympic Cash is not a direct lender we are a payday broker!

Loan terms, conditions and policies vary by lender and depend upon customer circumstances. Late or missed loan payments may be subject to increased fees and interest rates. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan. Olympic Cash does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

Representative 1192% APR

Representative Example: 1192% APR variable. £100 borrowed over 30 days would equal total borrowing of £124.00. Actual Interest is 24%.

Note: the APR you pay may differ depending on the lender that accepts you.

Olympic Cash is a trading style of Atlantic Square Limited registered in England and Wales, company registration number SC182075. Atlantic Square is authorised and regulated by the Financial Conduct Authority, reference number 659330. Registered Office Address: Atlantic Square Limited, Homelea House, Quarriers Village, Bridge of Weir, Renfrewshire, PA11 3XS.

*Fund transfer times may vary based on the matched UK money lender, time of day applied and your bank.